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Don't be tricked into applying for an online payday loan

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The envelope looked official enough. "Confidential materials enclosed," it said on the outside. "Unauthorized use strictly prohibited." Evelyn Potter, 81, could feel something the size of a credit card within. Opening the envelope, she found a plastic card with her name and a "reservation number" printed on it. The card invited her to "get up to $500 in your checking account by tomorrow." David Lazarus | Also See more stories » X...

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